When we worry about how long our retirement income will last, we consider so many factors such as the current economy and the subsequent drain on 401(k)'s and IRA's and our cautious behavior in withdrawing money to use as an adjunct to our pensions. Now we are limited to living within the Social Security benefits of those 65 and older. Social Security is in the process of being changed to stop the cost of living benefits (COLA) for the next couple of years, even while the elected officials have legislated a raise in their own salaries.

Overcoming the Fear of Retirement

Dreaming of retirement is the closest thing to happiness that can occur when you reach 50 years of age. But planning to retire can be scary. Turning retirement into a game is an effective way to reduce any fear or anxiety you may have about having enough money to retire. Playing games on the other hand have always been fun. The strategies for winning and outwitting your challengers puts you into an action mode to plan the steps toward gaining a great retirement not just the good one.

Being debt-free! What would that mean for your life? It could mean the difference between a good retirement and a great retirement leading to more freedom to have the things you want. Gaining prosperity will no longer be incredible to you - it will simply be who you are.